News of the Bank

Credit filcher detained in Khmelnytskiy

Consumer crediting service becomes more and more popular not only with diligent borrowers, but also with "easy" money searchers. These people consider that when one pastes a photo into another's passport, fakes identification code and income certificate and — obtains a consumer credit for required amount. But this opinion is incorrect, sharks are detained and they are delivered to prisoner's box. Is this "way of earning money" worth criminal amenability?

"The problem is that people acting this way do not realize utterly what is waiting for them. At first sight a man who decided to obtain a credit in fraudulent way can consider that this is an unpunished and fast way of growing rich. But, as a result, sharks are detained and criminal amenability will be put to them, — comments Roman Valesyuk, Senior Vice Chairman of the Board of JSCB "PRAVEX-BANK". I can cite an example concerning this.

Last week a woman addresses in one of the points of consumer crediting issue of Khmelnytskiy regional Bank directory to draw up a consumer credit providing the set of necessary documents. Bank manager studied them thoroughly and made phone calls on provided numbers. At the work place they answered that this citizen is not in the list of staff of employees and has never been working at the appointed enterprise. In addition, the citizen did not know either surname of her direct chief, or surname of enterprise director. Manager had impression that woman lied. The employees of directories and militia details went to the point of credit issue. The criminal was brought to the militia division where it turned out that this citizen does not work and has never been working there".