News of the Bank

PRAVEX-BANK offers to use credit means for three months with 0,01% annuals

At present moment Ukrainian banks issuing into debit and credit cards, anyway prefer last one. Future is for credit cards and they will take the leading position at the market, as credit card allows its owner to use means within credit limit at any moment.

Assortment of credit card products of PRAVEX-BANK is presented by various credit cards, conditions of which usage is constantly improved and perfected.

Thus, since the 1 November of 2007 till 31 January of 2008 PRAVEX-BANK performs an action «Interests are stopped», under which conditions, clients that drew up credit card «Universal», can use credit means during an action with interest rate just 0,01% annuals.

Credit card «Universal» allows using credit means of the Bank within established credit limit, which amount can constitute by 500% of average month salary. Interest rate for credit means usage out of action conditions constitutes 2,5% per month. Besides, there is no commission for cashless settlements in points of sales through POS-terminals.

We will remind that on September PRAVEX-BANK introduced new system on credit card "Universal" drawing. Within this scheme the procedure of working with clients is significantly simplified — now client is not required to fill documents himself, as qualified manager of PRAVEX-BANK that works at the outlet takes all the work for himself and fill client's application for card.

«Credit cards are convenient mean of efficient getting of monetary funds by clients, without any control on behalf of the bank concerning aim and time of their usage. This action allows clients to use credit means under advantageous conditions, and for PRAVEX-BANK to increase emission growth and return on credit cards «Universal», — informed Yuriy KHAYEV, head of plastic cards department of PRAVEX-BANK.