Servicesfor individuals
Pension program
You do not have to queue on at the post-office or to wait for your pension at home for the whole day — we offer you to receive pension at PRAVEX-BANK. You have just to address the Bank and you will be able to receive pension at any time and any point of Ukraine.
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Credits
Credits
For individuals
Credit on property collateral
Your wildest dreams can come true!
Do you need cash? Do you want to purchase an apartment on the primary market but the investing company does not work with any bank? Do you want to purchase a land plot? Do you have a land plot and want to build the house of your dreams on it? Do you want to purchase a yacht or a bike? To make the hoped-for repairs in your apartment? An education abroad can come true?
You have a fascinating idea, but you cannot find a suitable credit program with any bank?
PJSCCB PPAVEX-BANK offers you credits on the pledge of your, or a third party's, property.
Advantages of using a property pledge credit with PJSCCB PRAVEX-BANK
- You can always count on a tailor-made approach.
- Competitive conditions of granting credits.
- The possibility of opening a credit line (the client can take and repay the credit at any convenient time within the established credit limit).
- Interest is calculated on the remaining credit.
- Both official and non-official sources of the client's profits are taken into account when taking a decision on granting a credit.
- No hidden monthly commissions.
- No penalties for early repayment.
- The possibility of repaying the credit or interest in one of the 544 branches of the Bank throughout Ukraine.
- A high degree of confidentiality of credit information.
Conditions of a credit on a property pledge
1. Interest rates
For individual credits newly granted by PJSCCB PRAVEX-BANK on mortgages (apartments, houses with land plots, non-residential premises) in the national and foreign currencies.
| Credit currency | Interest rate |
|---|---|
| EUR | - |
| USD | - |
| UAH | - |
2. Credit terms
For individual credits newly granted by PJSCCB PRAVEX-BANK on a standard mortgage program (apartments, houses with land plots, non-residential premises) in the national and foreign currencies depending on the credit amount.
| Credit amount | Credit term |
|---|---|
| Up to USD 250 000 (EUR/UAH equivalent) | Up to 10 years |
| From USD 250 001 to 500 000 (EUR/UAH equivalent) | Up to 7 years |
| From USD 500 001 (EUR/UAH equivalent) | Up to 5 years |
The maximum credit filling on a real estate mortgage is 50% of its assessed value.
3. On a pledge of a car by a foreign manufacturer not older than 3 years:
- Credit term - up to 1 year;
- Filling - up to 50% of the assessed value;
- Interest rates:
| Credit currency | Interest rate |
|---|---|
| USD | - |
| EUR | - |
| UAH | - |
4. On a pledge of money claim rights under a bank deposit agreement:
- The credit may be issued for any term, but not longer than the bank deposit agreement validity term;
- The interest rate on the credit depends on the deposit agreement interest rate, but will not be less than 24.99%;
- Credit filling - up to 95% of the deposit amount.
Only deposits opened with PJSCCB PRAVEX-BANK are taken under a pledge.
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